Terms & Conditions
Effective Date: January 1, 2025
Last Updated: January 1, 2025
1. Introduction and Acceptance of Terms
Welcome to Raydium Insights ("we," "us," "our," or the "Company"). These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("you," "your," or "User") and Raydium Insights regarding your access to and use of our website located at raydium-swap.net (the "Site") and any related services, content, and features we provide (collectively, the "Services").
Raydium Insights is registered in the United Kingdom under Company Number 94435625, with our registered office at Studio 55 Elizabeth Fall, Petefort S72 7HG, United Kingdom.
IMPORTANT: By accessing or using our Site, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy and Refund Policy. If you do not agree to these Terms, you must immediately cease using our Site and Services.
2. Nature of Our Services
2.1 Educational Content
Raydium Insights is an educational platform that provides:
- Informational articles and guides about the Raydium protocol on Solana blockchain
- Educational content about decentralized finance (DeFi) concepts and strategies
- Analysis and commentary on cryptocurrency markets and trading
- Resources for learning about automated market makers (AMMs) and liquidity provision
2.2 Not Financial Advice
DISCLAIMER: The content provided on our Site is for informational and educational purposes only. Nothing on our Site constitutes, and should not be construed as:
- Financial, investment, trading, or legal advice
- A recommendation to buy, sell, or hold any cryptocurrency, token, or digital asset
- An endorsement of any particular investment strategy or protocol
- Professional financial planning or advisory services
2.3 Independent Platform
Raydium Insights is an independent educational platform. We are not affiliated with, endorsed by, or officially connected to:
- Raydium protocol developers or foundation
- Solana Labs or the Solana Foundation
- Any decentralized exchange, protocol, or blockchain project mentioned on our Site
Any references to "Raydium" in our content refer to the publicly available Raydium protocol, not an official relationship with the protocol developers.
3. Eligibility and User Responsibilities
3.1 Age Requirements
You must be at least 18 years of age to use our Services. By using our Site, you represent and warrant that you meet this age requirement. Cryptocurrency trading and DeFi participation involve significant financial risks unsuitable for minors.
3.2 Legal Capacity
You represent and warrant that:
- You have the legal capacity to enter into binding contracts
- You are not prohibited by law from accessing our Services
- Your use of our Services complies with all applicable laws in your jurisdiction
- You are not located in, or a resident of, any jurisdiction where access to our Services is prohibited
3.3 User Account Conduct
If we implement user accounts in the future, you agree to:
- Provide accurate, current, and complete information during registration
- Maintain the security of your account credentials
- Notify us immediately of any unauthorized access to your account
- Accept responsibility for all activities that occur under your account
4. Intellectual Property Rights
4.1 Our Content
All content on our Site, including but not limited to text, graphics, logos, images, videos, software, and compilations ("Content"), is the property of Raydium Insights or our content suppliers and is protected by United Kingdom and international copyright, trademark, and other intellectual property laws.
4.2 Limited License
We grant you a limited, non-exclusive, non-transferable, revocable license to:
- Access and view Content on our Site for personal, non-commercial use
- Share links to our articles on social media and other platforms
- Quote brief excerpts from our Content with proper attribution
4.3 Restrictions
You may not, without our prior written permission:
- Reproduce, distribute, modify, or create derivative works from our Content
- Use our Content for commercial purposes
- Remove copyright notices or proprietary markings from Content
- Frame or mirror any part of our Site on another website
- Use automated systems (bots, scrapers) to access or extract Content
- Reverse engineer or attempt to extract source code from our Site
4.4 User-Submitted Content
If you submit content to us (through contact forms, comments, or other means), you grant us a worldwide, perpetual, irrevocable, royalty-free license to use, reproduce, modify, publish, and distribute such content in any format or medium.
5. Risk Disclosures and Warnings
5.1 Cryptocurrency Risks
IMPORTANT RISK WARNING: Cryptocurrency and DeFi investments involve substantial risk of loss. You should carefully consider whether such activities are suitable for you in light of your financial condition and risk tolerance. Risks include but are not limited to:
- Market Volatility: Cryptocurrency prices can fluctuate wildly, resulting in significant losses
- Total Loss: You could lose your entire investment
- Smart Contract Risks: Bugs or vulnerabilities in smart contracts can lead to loss of funds
- Impermanent Loss: Providing liquidity can result in losses compared to simply holding tokens
- Regulatory Changes: Government actions could negatively impact cryptocurrency values or legality
- Hacking and Security: Exchanges, wallets, and protocols can be hacked, resulting in stolen funds
- Scams and Fraud: The cryptocurrency space contains numerous fraudulent projects and schemes
- Lack of Regulation: Limited investor protections compared to traditional financial markets
- Liquidity Risks: Difficulty selling certain tokens at desired prices
- Technical Complexity: Mistakes in using wallets or protocols can result in permanent loss of funds
5.2 No Guarantees
We make no representations or warranties regarding:
- The accuracy, completeness, or timeliness of information on our Site
- The performance of any investment strategies discussed
- The security or reliability of any protocols or platforms mentioned
- The future value or performance of any cryptocurrency or token
5.3 Do Your Own Research (DYOR)
You acknowledge that:
- You are solely responsible for conducting your own research before making any investment decisions
- Past performance does not guarantee future results
- Information on our Site may become outdated quickly in the rapidly changing crypto space
- You should consult with qualified financial, legal, and tax advisors before making investment decisions
6. Prohibited Uses
You agree not to use our Site or Services to:
6.1 Illegal Activities
- Violate any applicable laws, regulations, or ordinances
- Engage in money laundering, terrorist financing, or other financial crimes
- Promote illegal activities or substances
- Infringe upon intellectual property rights of others
6.2 Harmful Conduct
- Transmit viruses, malware, or other malicious code
- Attempt to gain unauthorized access to our systems or other users' accounts
- Interfere with or disrupt our Site or servers
- Conduct denial-of-service attacks or similar activities
6.3 Misrepresentation
- Impersonate any person or entity, including our staff or representatives
- Falsely state or misrepresent your affiliation with any person or entity
- Provide false or misleading information to us or other users
6.4 Commercial Abuse
- Use our Content for unauthorized commercial purposes
- Scrape or harvest Content using automated means without permission
- Attempt to compete with our Services using our Content
7. Third-Party Links and Services
7.1 External Links
Our Site contains links to third-party websites, protocols, and services. These links are provided for convenience and informational purposes only. We do not:
- Endorse or recommend third-party sites or services
- Control the content or practices of third-party sites
- Accept responsibility for third-party content, products, or services
- Warrant the accuracy or reliability of information on third-party sites
7.2 Third-Party Terms
Your interactions with third-party sites and services are governed by their respective terms and conditions and privacy policies. You should review these policies before using such services.
7.3 Protocol Risks
Information about specific protocols (including Raydium) on our Site is educational only. We are not responsible for:
- Security vulnerabilities or exploits in protocols
- Changes to protocol functionality or economics
- Losses incurred from using protocols mentioned on our Site
- Actions or failures of protocol developers or governance
8. Disclaimers and Limitations of Liability
8.1 "As Is" and "As Available"
OUR SITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
- Warranties of merchantability, fitness for a particular purpose, or non-infringement
- Warranties that the Site will be uninterrupted, error-free, or secure
- Warranties regarding the accuracy, reliability, or completeness of Content
- Warranties that defects will be corrected
8.2 Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, RAYDIUM INSIGHTS, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR:
- Any indirect, incidental, special, consequential, or punitive damages
- Loss of profits, revenue, data, or use
- Loss of cryptocurrency or digital assets
- Trading losses or investment losses of any kind
- Damages resulting from your use of or inability to use our Services
- Damages resulting from reliance on Content on our Site
- Damages resulting from unauthorized access to your data or transmissions
WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
8.3 Maximum Liability
IF, NOTWITHSTANDING THE FOREGOING, WE ARE FOUND LIABLE TO YOU FOR ANY DAMAGE OR LOSS, OUR TOTAL LIABILITY SHALL NOT EXCEED THE GREATER OF: (A) £100 GBP, OR (B) THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY.
8.4 Jurisdictional Variations
Some jurisdictions do not allow certain warranty disclaimers or liability limitations. In such jurisdictions, our liability shall be limited to the maximum extent permitted by law.
9. Indemnification
You agree to indemnify, defend, and hold harmless Raydium Insights, its parent company, subsidiaries, affiliates, directors, officers, employees, agents, contractors, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from:
- Your use or misuse of our Site or Services
- Your violation of these Terms
- Your violation of any rights of another party
- Your violation of any applicable laws or regulations
- Any content you submit or transmit through our Services
- Your investment decisions or trading activities
We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, at your expense.
10. Termination
10.1 Termination by You
You may stop using our Site and Services at any time without notice.
10.2 Termination by Us
We reserve the right to:
- Suspend or terminate your access to our Site without notice for any reason, including:
- Violation of these Terms
- Suspected fraudulent, abusive, or illegal activity
- Extended periods of inactivity
- Requests by law enforcement or government agencies
- Technical or security issues
- Discontinue providing Services entirely or in part, temporarily or permanently
- Refuse service to anyone for any reason at any time
10.3 Effect of Termination
Upon termination:
- Your right to use our Site and Services immediately ceases
- You must cease all use of our Content
- Provisions of these Terms that by their nature should survive termination shall survive, including intellectual property rights, disclaimers, limitations of liability, and dispute resolution provisions
11. Modification of Terms
We reserve the right to modify these Terms at any time. When we make material changes, we will:
- Update the "Last Updated" date at the top of these Terms
- Provide notice on our Site homepage for at least 30 days
- Send email notification if you have provided your email address to us
Your continued use of our Site after changes become effective constitutes acceptance of the modified Terms. If you do not agree to the changes, you must stop using our Services.
12. Governing Law and Dispute Resolution
12.1 Governing Law
These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.
12.2 Jurisdiction
You agree that any disputes arising from or relating to these Terms or your use of our Services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
12.3 Informal Resolution
Before initiating formal proceedings, we encourage you to contact us to seek an informal resolution. Many disputes can be resolved quickly and amicably through direct communication.
12.4 Arbitration (Optional)
By mutual agreement, disputes may be resolved through binding arbitration under the rules of the London Court of International Arbitration (LCIA). Arbitration decisions are final and binding.
12.5 Class Action Waiver
To the extent permitted by law, you agree that disputes will be resolved on an individual basis and waive any right to bring or participate in class actions or representative proceedings.
13. General Provisions
13.1 Entire Agreement
These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and Raydium Insights regarding use of our Services and supersede all prior agreements and understandings.
13.2 Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
13.3 Waiver
Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by our authorized representative.
13.4 Assignment
You may not assign or transfer these Terms or your rights and obligations hereunder without our prior written consent. We may assign these Terms without restriction.
13.5 Force Majeure
We shall not be liable for any failure or delay in performing our obligations due to circumstances beyond our reasonable control, including but not limited to acts of God, war, terrorism, riots, government actions, internet outages, or technical failures.
13.6 No Agency
No agency, partnership, joint venture, employer-employee, or franchiser-franchisee relationship is created by these Terms.
13.7 Language
These Terms are provided in English. Any translations are for convenience only. In case of discrepancies, the English version shall prevail.
14. Contact Information
15. Acknowledgment
BY USING OUR SITE AND SERVICES, YOU ACKNOWLEDGE THAT:
- You have read and understood these Terms in their entirety
- You agree to be bound by these Terms and our Privacy Policy
- You understand the risks associated with cryptocurrency and DeFi
- You are solely responsible for your investment decisions and their outcomes
- You will not hold Raydium Insights liable for any losses you may incur
- You are using our Services for educational purposes only
- You will conduct your own research before making any financial decisions
- You will consult qualified professionals for financial, legal, and tax advice
FINAL REMINDER: Cryptocurrency investments are highly speculative and carry substantial risk. Never invest more than you can afford to lose. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Raydium Insights provides educational content only and does not provide investment advice.